A catastrophic claim entails a severe injury that leads to lost wages, loss of normal life, disability, pain and suffering, long-term medical problems, and reduced life expectancy.
The compensation for a normal injury differs from a catastrophic injury. You should know the details of your injury to determine if you suffer from a catastrophic personal injury. However, the law does not define what constitutes a “major bodily function,” which can confuse those suffering from such an injury.
To determine what kind of injury has occurred, it is essential that you know your medical condition. To get this on a strictly legal level, the State’s Attorney for your state must reclassify your personal injury as one of the catastrophic personal injuries.
Below are some of the injuries that can qualify as catastrophic injury
1. severe spine injuries
2. severe burn injuries
3. spinal cord injuries, which can result in partial or total paralysis
4. traumatic brain injuries (TBI)
5. injuries leading to limb loss
6. severe head injuries
7. injuries leading to significant scarring and disfigurement
8. injuries leading to long-term or permanent disability
If your catastrophic injury is considered a normal personal injury, you may not be compensated accordingly. Below are actions you can take when a catastrophic injury is regarded as a normal personal injury.
You may be denied a large percentage of your claims if you have suffered from a catastrophic injury. It is possible to appeal the denial for higher compensation, especially if you have suffered from long-term medical problems or significant disfigurement. Make sure you read the legal information related to your personal injury case and appeal it accordingly if it applies to your case. You can see a catastrophic injury lawyer to increase your chances of winning.
While the law allows you to file suit after your catastrophic injury, it is not necessary. To understand more about the possible options available, contact a personal injury attorney in your state right away. If you file a lawsuit, the insurance company will fight for its clients to pay much less than your actual losses.
The claims adjusters for the insurance company will pressure you to settle for a low amount, which may not be enough to cover all your losses. Therefore, if you have lost wages and other personal or financial losses due to your catastrophic injury, you may want to consult with an attorney with experience in catastrophic injury cases.
You can also settle with the responsible party if you don’t want to file suit and wait for a decision on liability and damages. Ensure that the settlement is fair so that you (and your family) can live comfortably after your injury.
If you have been injured in a catastrophic accident, it is crucial to understand your options and how to survive after a catastrophic injury. However, the term “severe” in a personal injury case is relative. An injury can qualify as normal or catastrophic depending on the victim and the impact of the injury on their life. It is essential to note that the possibility of obtaining the compensation needed cannot be guaranteed without preparation and the help of an experienced personal injury attorney. You can see a catastrophic injury lawyer if you need help with any aspect of this matter.
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Disclaimer: The information provided on the website is only for informational purposes and is not intended to, constitute legal advice, instead of all information, content, and other available materials.